Small Business Financial Counselling
Free, impartial financial counselling for small business at risk of or experiencing financial hardship.
A free, impartial service for sole traders, micro and small business throughout North Queensland.
Our Small Business Financial Counsellors are part of a network of local industry and finance expertise and work alongside our team of Rural Financial Counsellors and Business Wellness Coaches.
Working with a financial counsellor is structured and straightforward. We are here to help your business in a wide variety of circumstances, take a look at some of the ways we can help below.
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Understanding your finances
Not everyone goes into businesses with an accounting background, a financial counsellor will help you to better understand your finances and introduce you to better ways to manage the financial side of your business.
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Accessing government assistance
National, State and Local governments have many programs and grants that are designed to support small business, but they can be hard to find out about or know you are eligible, this is where a financial counsellor can help.
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Identifying risk
Running a business exposes you to many personal, professional and financial risks. Do you have adequate risk management strategies in place and can you mitigate or insure against risks specific to your line of business? We can help.
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Dealing with debt
If you are starting to have trouble servicing your debts, contact a financial counsellor to work with you and get control of your debt and negotiate or structure a manageable solution before it's too late.
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Succession planning
Time to step into or out of the family business? Financial counsellors can help your family navigate the many and varied ways to transition the family business to the next generation.
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Business plans
When was the last time you made a business plan? If you don’t know where to start or your business has outgrown its original plan a financial counsellor can help you create a new plan for your business.
Support for disaster impacted small and rural business
Dedicated support is available for North Queensland small and rural businesses in defined disaster areas that experienced direct or indirect disaster impacts from Tropical Cyclone Jasper and associated flooding from 13 to 28 December 2023, to re-establish operations, maintain employment, and become more resilient for future disaster events.
The program provides additional business wellness coaches and financial counsellors in impacted areas.
Real support when you need it most.
Contact a local Small Business Financial Counsellor sooner rather than later. Our service is free, impartial and designed to help small businesses across North Queensland.
Not sure where to start? Send us a message.