Rural Financial Counselling
Free, impartial financial counselling for primary producers at risk of or experiencing financial hardship.
Trusted support for rural business across North Queensland
Our Rural Financial Counsellors (RFCs) are qualified and experienced in working with producers working in all commodities across our region. They are part of a network of local industry and finance expertise and can work alongside Business Wellbeing team.
Working with an RFC is structured and straightforward. We are here to help your business in a wide variety of circumstances.
How we can help you
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Understanding your finances
An RFC will help you better understand your finances and ways to improve how you manage the financial side of your business.
The process for accessing and working with an RFC is structured and straightforward.
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Accessing government assistance
National, State and Local governments have many programs and grants that are designed to support agribusiness, but they can be hard to find out about or know you are eligible, this is where a financial counsellor can help.
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Identifying risk
Running a business exposes you to many personal, professional and financial risks. Do you have adequate risk management strategies in place and can you mitigate or insure against risks specific to your line of business? We can help.
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Dealing with debt
If you are starting to have trouble servicing your debts, contact a financial counsellor to work with you and get control of your debt and negotiate or structure a manageable solution before it's too late.
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Succession planning
Time to step into or out of the family business? Financial counsellors can help your family navigate the many and varied ways to transition the family business to the next generation.
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Business plans
When was the last time you made a business plan? If you don’t know where to start or your business has outgrown its original plan a financial counsellor can help you create a new plan for your business.